Debt Education & Certification Foundation (DECAF) provides credit counseling certificates as required before filing for bankruptcy and Debtor Education courses to be completed after filing. For Fee Waiver Qualifications, click here.

U.S. Trustee approved provider of the debtor education course for post-bankruptcy filers. Instant certificate for course takers and their attorneys.

Summit Financial Education is approved* by the Executive Office for U.S. Trustees to provide the debtor education course and to issue certificates evidencing the completion of the course in every state, with the exception of Alabama and North Carolina, …

Debtor education (DE) is a separate course that must be taken after an individual files for bankruptcy. With limited exceptions, debtors must complete the DE course to receive a bankruptcy discharge.

All individual bankrutpcy filers are required to complete pre-bankruptcy credit counseling and pre-discharge debtor education. These may not be provided at the same time. Credit counseling must take place before you file for bankruptcy; debtor education must take place after you file.

Access Counseling® is the premier provider of consumer bankruptcy debtor education and is approved to issue certificates of completion in compliance with the Bankruptcy Code.

Pre-File Credit Counseling and Pre-Discharge Bankruptcy Education provided by InCharge Debt Solutions. Low Cost & Easy to Use.

Sep 6, 2024 · InCharge Education Foundation also develops and supports online learning with bankruptcy and homeownership courses, and debt diagnostic applications designed to help consumers find debt relief and build a better future.

Offers both the Credit Counseling and Debtor Education courses; Certificates are issued immediately; Courses available online and over the phone 24/7; Video courses also available; Same prices for single and joint filers; Courses available in English and Spanish; Bilingual certified counselors available

Our interactive debtor education course is here to help teach you to retake control of your life. Nationally-recognized bankruptcy attorney Peter Francis Geraci guides you through your finances in this practical, informative course on debtor education.

Sep 6, 2024 · Learn about pre-file & pre-discharge debtor education courses, requirement exceptions, & how to file your certificate of completion with the court.

Jan 2, 2025 · If you’re filing for bankruptcy, you must take two required courses: a credit counseling course before filing and a debtor education course after filing. The first helps you explore debt relief options, while the second teaches …

Debt Resolution Federal Student Aid This site will provide you with accurate information and assistance to help resolve defaulted loans or grants assigned to the Department’s Default Resolution Group.

You have to take a debtor education course from a government-approved organization about things like developing a budget, managing money, and using credit wisely. To find a counseling organization, check the list of approved debtor education providers .

The purpose of debtor education is to provide you with the knowledge and skills to take control of your financial future. The course is taken after your bankruptcy has been filed but before you receive your discharge.

Jun 11, 2024 · This guide provides a comprehensive overview of the financial management course and pre-discharge education requirements for bankruptcy debtors in the U.S., helping them understand their obligations and available resources based …

1 day ago · Credit counseling: Best for financial education and moderate debt relief. Credit counseling is generally the most education-focused approach to debt management, combining financial guidance with ...

1 day ago · Debt consolidation: Combining high-interest debt, such as credit card debt, into a single loan with a lower interest rate may simplify your finances and reduce the overall cost of your debt. Balance-transfer credit cards: Some cards offer a 0% introductory interest rate for balance transfers, which lets you pay down debt without accumulating ...

Mar 7, 2025 · As President Donald Trump prepares to order the dismantling of the Department of Education, the financial arm of the agency – which makes loans directly to borrowers and manages trillions of ...

22 hours ago · Democratic Senators introduced a bill Thursday to cancel all school meal debt. The measure, led by Sen. John Fetterman (Pa.), states the United States Department of Agriculture (USDA) would p…

2 days ago · Around 3,000 people work in the department's Washington headquarters, and roughly 1,000 are in 10 regional offices — making Education one of the smallest Cabinet-level federal departments.

Mar 2, 2025 · Student loans have typically been considered “good debt” that offers a return on the investment due to the higher incomes that a college degree can provide.

23 hours ago · JS: In those countries where debt payments exceed health expenditures or education expenditures or take up a large fraction of foreign exchange revenues, it’s clearly contributed to the ...

2 days ago · Debt is a double-edged sword. Being able to borrow money can improve your life by allowing you to purchase a home, get an education, and go out to dinner on a whim. On the other hand, having a ...

He is a son of the well-known farmer, William H. Allin, of Fawn Creek township and was born, April 16, 1866, in Cedar county, Iowa. He accompanied his parents to Montgomery county, Kansas, when a youth of fourteen, and his primary and higher education were obtained in the country and in the Coffeyville schools.

Jun 13, 2024 · Tri-County Special Education Interlocal #607 P.O. Box 668 Independence, Kansas 67301 There will be a charge for postage for those records mailed. This must be ... THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OB-TAINED WILL BE USED FOR THAT PURPOSE. LOGS LEGAL GROUP LLP Attorneys for Plaintiff 6811 Shawnee Mission …

Before 1872, the people had, for various purposes, voted a debt upon themselves to nearly $1,000,000. Money loaned to private parties drew from 25 to 50% interest. The people were very anxious for a railroad.

An icon used to represent a menu that can be toggled by interacting with this icon.