Chemung Canal Trust Company (CCTC), headquartered in Elmira, is New York State’s oldest locally-owned and managed community bank, dating back to 1833. We are a full-service financial institution located in 14 New York counties and Bradford County, PA.

View the branch and ATM locations for Chemung Canal Trust Company and Capital Bank.

With Chemung Canal Trust Company’s web banking services, you get all the convenience you’re searching for to manage your money on your terms. Our web banking combines the convenience with powerful tools that allow you to take your finances to the next level.

What you need from your bank is different than the needs of your neighbor. And you need a bank that goes beyond cookie-cutter solutions. That’s what we do at Chemung Canal Trust Company. Our banking products and services are built to provide you with choices so …

Visit our Web & Mobile Banking to learn more about Chemung Canal applications like Mobile Pay, Fitbit/Garmin Pay ™ and Zelle ®. Make mobile deposits** using your smart phone, and save a trip to the bank.

Thomas W. Wirth was promoted to Executive Vice President, Division Manager of the Wealth Management Group at Chemung Canal Trust Company in 2015. He began his career at Chemung Canal in 1987 and joined the Investment Department in 1990 as a Portfolio Manager and was elected Trust Investment Officer in 1993.

Interest rates may change at the discretion of Chemung Canal Trust Company. To earn annual percentage yield you must have interest compounded. Minimum deposit to open is $1,000.

Chemung Canal is a community focused bank operating in Central New York State. Come see us today!

What do all these things have in common? They probably cost more money than you have on hand. For the biggest moments in your life, it’s important to work with a lender who understands your unique needs. At Chemung Canal, our lenders specialize in helping you find the right personal loan solution. You can get your personal loan process ...

Compare the business checking accounts available at Chemung Canal Trust Company.