Feb 6, 2025 · In 2010, Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act. Among other things, Dodd-Frank establishes a new Consumer Financial Protection Bureau with the authority to supervise and regulate entities that offer or provide consumer financial products or services.

Oct 31, 2018 · The Fair Credit Reporting Act promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies (CRAs). To ensure compliance, the agency pursues an aggressive enforcement program aimed at the main players in the consumer reporting system – CRAs, those who send them information, and consumer report users.

Mar 27, 2025 · Financial Technology: Protecting Consumers on the Cutting Edge of Financial Transactions. The Federal Trade Commission is committed to protecting consumers in the fast-moving realm of financial technology, also known as FinTech.

The official website of the Federal Trade Commission, protecting America’s consumers for over 100 years.

Oct 3, 2024 · Among other things, the FDCPA bars collectors from using obscene or profane language, threatening violence, calling consumers repeatedly or at unreasonable hours, misrepresenting a consumer’s legal rights, disclosing a consumer’s personal affairs to third parties, and obtaining information about a consumer through false pretenses.

Aug 5, 2024 · Consumer Sentinel Network Data Book for January - December 2013 (February 27, 2014) Consumer Sentinel Network Data Book for January - December 2012 (February 1, 2013) Consumer Sentinel Network Data Book for January - December 2011 (February 1, 2012)

Mar 28, 2025 · The Auto Marketplace. Buying or leasing a car is the biggest financial transactions for many consumers aside from owning a home, and having access to a vehicle also is essential for many Americans to carry on their daily lives.

Feb 19, 2025 · The FTC is sending 29,653 checks totaling more than $19.8 million to people who got a loan from household water treatment funding company Aqua Finance (AFI). The FTC sued AFI, and the company paid money to settle.

Financial claims, debt collection, billing, and fintech. The FTC has resources to help keep your practices within the law.

This publication focuses on your legal obligations under the Consumer Leasing Act and Regulation M. Complying with the Credit Practices Rule If your company is a creditor subject to FTC jurisdiction, the Credit Practices Rules applies to you.