Some life insurance policies will pay back the premiums you pay into them. We tell you how return of premium works and understand whether it is for you.

The best whole life insurance policy comes with added benefits. Our guide compares plans for all, from first-time buyers to term life policy converts.

Permanent life insurance is a commitment, but it offers stability and flexibility, ensuring your family has long-term financial protection while giving you access to funds if you need them down the road. It’s a policy built for both security and financial freedom, just be prepared to give it time to fully grow.