Personal loans allow you to borrow the money needed to cover an unexpected expense. If you're wondering, "How much of a loan can I get?", read on to learn.

To calculate your debt-to-income ratio, add up your monthly debt obligations and your gross monthly income and then divide ...

If you're thinking about buying a home, an FHA loan might be worth considering. FHA loans exist to help people get into ...

The income you need to qualify for a $300k home will depend on your down payment, interest rate, existing debts, and various ...

Policymakers need to stop pretending that ever-expanding mortgage leverage is the solution.

Dear Jim, ...

Maximum loan limits in these areas can go up ... a certain income level, and a low DTI ratio. You'll generally need a credit score of at least 620 (considered "fair") before a lender will approve ...

Mr. Cooper doesn’t publish its DTI requirements online, but a company spokesperson said there isn’t a maximum requirement on most loans as long as borrowers meet specific parameters.

But keeping your DTI as low as possible is a good guideline, with 36% frequently suggested as the maximum DTI. The federal Credit Card Accountability Responsibility and Disclosure Act of 2009, known ...

A lower debt-to-income ratio will make it easier to get competitive loans. The maximum debt-to-income ratio varies for each lender, and it’s a different ratio depending on the financial product.

The minimum income or maximum debt-to-income ratio that's expected of borrowers isn’t disclosed, either. However, if you are invited to apply, you can check your rate online by entering your ...