A gift letter for a mortgage verifies the source of a homebuyer’s gifted down payment funds. The gift letter proves that the funds are in fact a gift and don’t have to be repaid, and that the giver ...

So, you’re dealing with unpaid invoices and thinking it’s time to send a collection letter. It’s not just about reminding them to pay up; it’s about doing it right. You want to be firm but not burn ...

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A letter of engagement serves the same purpose as a contract between two parties. However, its format is less formal than a contract and it generally avoids legal jargon. The letter is intended to ...

Bank of America issues a range of credit cards. There are cards for earning travel rewards and cash-back, as well as small business cards, airline credit cards and ones for building credit.

If you want to build or rebuild credit, certain credit cards are available specifically for people with no credit history or poor credit. Opening a credit card could help fill out your credit ...

In October, the final batch of notices was dispatched, urging Tax Credit recipients to apply for Universal Credit by January to prevent their current benefits from expiring. Claimants are ...

Credit monitoring services notify you of changes in your credit report. Some monitoring services will provide additional services, including VPNs or identity theft insurance. Because of this, the ...

Like other letters, an authorization letter follows the same procedure and format for drafting a letter. A Letter of Authorization is a powerful document that grants someone the legal authority to act ...

When planning to hire a new employee and get him or her on board, the most crucial aspect is the appointment letter. It’s a pivotal document in the recruitment process that significantly sets ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and ...

Dylan has made it his mis... Caroline LupiniManaging Editor, Credit Cards & Travel Rewards Caroline Lupini has been traveling the world with the help of credit card rewards since 2011. She has ...