Personal finance expert Dave Ramsey has become one of America's most trusted voices for individuals wanting to learn how to ...

Learn More: Dave Ramsey: Why You Shouldn’t Buy a New Car/Take Out an Auto Loan This Year Once the first debt is fully paid ...

The normally tough-talking, tough-love-dispensing Dave ... you’re debt-free. For Ramsey, the bill collector’s snarky comment became his driving force. For you, applying the snowball method ...

When possible, Ramsey recommends using the debt snowball method to do it. Individuals start by paying off debt with the smallest balance first and then “snowball” their way up to the debt with ...

Tanja Ristic / iStock.com 4. Use the Debt Snowball Method To Pay Off Debt Step two in Ramsey’s 7 Baby Steps is to pay off all of your debt. You can get a jump on eliminating debt using Ramsey’s debt ...

Unlike what Dave Ramsey suggests, instead of using the debt snowball (where you pay off the accounts with smaller balances first), I chose to utilize the debt avalanche (where you pay off the ...