Credit card points and miles misconceptions—everyone has them, and we hear about them daily. In an effort to teach and dispel these misconceptions, let’s go over some of them. People Who Use Credit Cards are in Big Debt This could be true for some people who can’t control their spending.

If you go over your limit, prioritize paying down as much of the balance as you’re able to open up more room on your credit line and lower your overall credit usage. Turn to alternatives like a balance transfer card for breathing room on high-interest rates or call your issuer to request a higher line of credit.

Here are the latest credit conditions for U.S. households and tips for paying off debt. Leonard Peltier, Native American activist, is released from prison after Biden commuted his life sentence Space Rock Slammed Into Moon - The Explosion Was Seen From Japan Poppi and Olipop are the trendy new sodas.