Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

The Federal Reserve kept interest rates steady at the last Fed meeting. Since Federal Reserve decisions impact CD rates, it's likely that CD rates will stay around the same in February as they ...

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners ...

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...

Jess Ullrich is a freelance contributor on Newsweek’s personal finance team. As a former financial editor, her expertise spans several verticals, but she particularly enjoys covering banking ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

CNBC Select will update as changes are made public. If you're looking for a safe place to park significant savings, a jumbo CD can be a good choice. Most jumbo CDs require a minimum deposit of at ...

There is no Morningstar’s Analysis data available.

The FAS (Free Alongside Ship) is an Incoterms rule that has its roots in the days of sailing ships. It requires the seller to place the goods alongside the vessel nominated by the buyer. FAS is rarely ...

Chase Matthew – Chase (Warner) – Chase Matthew is releasing his third album. "Chase" contains 13 tracks including the previously released "Missin' Me Missin' You" and "Backroads of My Mind," and also ...