The survey reveals surprising gaps in financial knowledge and the reasons why so many delay tackling their financial goals.

A 401 (k) is the most popular retirement account (by far) and is often synonymous with retirement savings, but I personally ...

often at higher interest rates than a 401(k) loan. If you have a $10,000 balance on a credit card with a 23% interest rate, you are much better served trying to pay this money down before ...

That old adage, ‘Retire without debt,’ may be going the way of the electric typewriter. Nearly every retirement-age American has debt.

at which point it is taxed at a lower rate. If you are self-employed, you can also set up a Solo 401(k). Interest, on the other hand, is the costs of borrowing money. It applies to financing a car ...