You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.

If you're behind on debt payments, your lender might send you to collections. And while the harassing phone calls and persistent tactics of some debt collectors can drive you mad -- there are ...

Kevin Dietsch / Getty Images National debt is an extremely important issue for many American voters, and plays a significant role in their choice of president. This begs the question: how much of ...