Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

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Example: “Congratulations! You’ve won a $500 gift card. Click here to claim your prize!” Requests for information: The scammer may ask for personal details, either directly or indirectly. Example: ...

Commissions do not affect our editors' opinions or evaluations. Applying for a new credit card doesn’t need to feel like a leap into the unknown. Preapproval allows you to check your approval ...