Refinancing is only possible when borrowers have new financing needs and their SBA lender has either denied funding or refused to modify their loan. The alternative may be seeking a non-SBA loan ...

Business borrowers looking to buy land, buildings or major equipment with long-term, fixed-rate financing can apply for SBA 504 loans. These loans are partially funded by certified development ...

Check SBA loan rates for 2025SBA loans offer some of the lowest rates on the market, but rates can change based on the Federal Reserve's actions. Many or all of the products featured here are from ...

Although loans backed by the Small Business Administration are still in play, South Florida operators remain uncertain about ...

This change makes it easier for businesses to prove ... than following rigid SBA-specific guidelines. This means that SBA loan approvals will speed up, making them more competitive with other ...

Term loans from a bank or commercial lending institution that the SBA guarantees as much as 80 percent of the loan principal for SBA financing programs vary depending on a borrower's needs.

But to be approved, a business must meet standards that vary based on the lender and the type of loan. Factors that lenders weigh when determining whether your small business qualifies for an SBA ...

If you’re thinking about refinancing merchant cash advance debt or acquiring or selling a business, now is a good time.

The report also shows a change, starting in late 2023, when it comes to the impact of loan-origination fees, which long have covered the cost of purchasing failed loans from lenders. The SBA's ...