You can typically lower your home insurance rate by increasing your deductible. But be aware that if a disaster strikes, you will have to pay more using your own funds. How much you should insure ...

Understand that how much your home is worth is a different number than what your insurance covers. Your home's market value includes land value and location premium, while insurance should cover ...

While many people insure their homes for the value if it were sold, that amount could differ from the cost to rebuild if it ...

And with research showing that extreme weather today poses a threat to nearly half of all U.S. homes, it's important to know exactly how much ... things Your home insurance policy should also ...

You can’t insure sentimentality ... protect their collateral — your home — with an insurance policy. You don’t have to make any decisions about should you do it or not — they make ...