The answer lies in the statute of limitations, which is a legal timeframe that determines how long a lender or collection ...

Americans' credit card debt set a new record of $1.2 trillion in the last quarter of 2024, while overall household debt reached a new high of about $18 trillion, the New York Fed found.

Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

The IRS reported paying an average tax refund of $1,928 for the 2025 tax season as of Jan. 31. That's a big leap from the ...

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

according to the Quarterly Report on Household Debt and Credit. All major loan categories tracked in the report saw increases as well. Credit card balances topped $1.2 trillion, rising 7.3% from ...

Reviewers consistently give NetCredit high marks across several important aspects of debt consolidation. Feedback revealed high satisfaction ratings for the NetCredit staff, particularly regarding ...

Focus on debt with high interest rates, such as credit cards and personal loans, which often carry rates in the mid-teens to 20% or more. “Paying off higher-interest debt is important because ...