The 7(a) loan program is currently losing money, which could put it in the political crosshairs. At the agency itself, DOGE's calamitous terminations haven't helped.

Check SBA loan rates for 2025SBA loans offer some of the ... The loan term will depend on how you plan to use the money. The current maximum maturities are: Working capital or inventory loan ...

While interest rates vary on a lender-by-lender basis, the SBA does set caps on what financiers are allowed to charge. The current SBA 7(a) loan interest rate is Prime + 2.75% for loans of $50,000 ...

Interest rates for SBA 504 loans are tied to an increment above the current market rate for 10-year U.S. Treasury issues, per the SBA. In fiscal year 2025, an annual service fee of 0.331% applies.

Also, SBA loans usually have significantly lower interest rates than credit cards ... retired SBA office branch manager and current volunteer with the nonprofit business mentoring group Score.

In the meantime, the SBA said it will continue loan processing operations including supporting current borrowers and ... a ...

Will my current SBA loan application be affected by the federal ... These loans can fund in as little as 24 hours, but come with higher interest rates. Are federal grants for small businesses ...

Policy advocacy: The SBA gives small businesses a voice in policy matters. Kelly Loeffler, a former U.S. Senator from Georgia and business executive, has been nominated by President Donald Trump to ...

In announcing its current fee schedule, the SBA said it was continuing ... The last 12-month default rate, or the gross balance of all defaulted loans over the past year compared to the average ...

The SBA is announcing an increase of the maximum loan amount backed by SBA Community ... could mandate technological upgrades to the current SBA lending process that would improve the process ...

But to be approved, a business must meet standards that vary based on the lender and the type of loan. Factors that lenders weigh when determining whether your small business qualifies for an SBA ...

The guaranty rate is 80 percent on loans of $100,000 or less and 75 percent on loans more than $100,000. The guidelines for SBA guaranteed loans are similar to those for standard bank loans.