The average credit score in the US is 715, according to a report from Experian. High interest rates and lingering inflation contribute to more missed payments and debt levels. Minnesota has the ...

"Generally, borrowers with a low credit score will be limited in the type of loan they can take out, and may have additional ...

It will show whether you exhibit a consistent level of credit responsibility, whether you're improving, or whether you're starting to slip. The FICO credit score is the most popular and widely ...

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% ...