Each time you take out a loan or credit card, the lender makes a hard enquiry to check your credit report. These hard ...

The Consumer Financial Protection Bureau is seeking to erase a Biden-era rule that would ban the inclusion of medical debt on credit reports.

The BNPL service announced it will provide information on all payment activities to the credit bureau TransUnion for its ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

The Consumer Financial Protection Bureau is moving to kill a Biden administration rule barring medical debt from appearing on ...

The Oregon Senate voted Wednesday to shield patients’ medical debt from credit reports. Senate Bill 605, which passed the ...

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

we often use the terms credit score and credit report interchangeably to describe the evaluation issued by a credit bureau regarding our creditworthiness. While both serve as tools for lenders and ...

Length of credit history: "Lenders like borrowers with proven track records," so scores "consider how long your credit ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported ...

Although it can feel like a chore, keeping an eye on your credit report is imperative. There are certain steps you can take ...