If your CIBIL score has gone down and you are having trouble getting a loan or credit card, then you are not alone. CIBIL ...

which is reflected in your credit report. Such enquiries appear at the bottom of your CIBIL report under the “Enquiry Details” section. Once in a while, you may come across an inquiry that you ...

In this episode of BT Classroom, Sakshi Batra explains why your loan might have been rejected—even if your documents were in order and your income seemed sufficient. It all comes down to one magic ...

In this article, we will understand what is a personal loan settlement, its pros and cons, its impact on the credit score and report, and how to remove ‘settled’ status from the credit report.

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay, In some cases, your ...

The Oregon Senate passed a bill to remove medical debt from credit reports. Nearly one-third of Oregonians have medical debt. A similar federal rule is currently on hold due to legal challenges.

Adding children as authorized users on credit cards can build their credit history, but it comes with potential fees and risks. Parents are increasingly adding children as authorized users on ...

For banks and other lenders preparing for the day when Pay in 4 appears on credit reports, updating their own credit underwriting models will surely be a heavy lift. On April 1, Affirm began reporting ...