CD rates ebb and flow as the Federal Reserve adjusts rates. If you want to lock in current CD rates before they fall, you might have to act fast. A high-yield savings account could be the perfect ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

We reviewed the best free Adobe Illustrator alternatives for managing graphics files without a Creative Cloud subscription. We've rounded-up our top-rated choices for when you want to make the ...

In January 2025, the Federal Reserve kept interest rates steady. Since Federal Reserve decisions impact CD rates, it's likely that CD rates will stay around the same in February as they were in ...

A certificate of deposit, or CD, lets you lock in an interest rate for a fixed amount of time. This guaranteed rate can provide you with a sense of security, but the flip side of that coin is that ...

TD Bank offers three types of CDs: TD Choice Promotional, TD Bank No-Catch CD and TD Bank Step Rate CD. The primary offering, featured here, is the TD Choice Promotional CDs. TD Bank requires a ...

Synchrony Bank CDs come with no minimum deposit requirement. Interest is compounded daily and is credited monthly. You can withdraw interest earned at any time during your CD term without penalty ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while ...

Kristy is a freelance contributor to Newsweek’s personal finance team. As an editor, Kristy has worked with sites like Bankrate, JPMorgan Chase and NextAdvisor to craft and hone content on ...

If you’re looking for a secure place to store your money and earn interest, a high-yield certificate of deposit (CD) could be a good option. These accounts require you to keep your money on ...