For example, a 5/1 ARM will have the same rate for the first five years, then can adjust each year after that—meaning the rate might go up or down, based on the market. An ARM isn’t for everyone.

Bone broth, a nutrient-rich liquid made from simmering animal bones in water, is one of those health trends that just keeps going strong. On social media, many swear by drinking the thick, savory ...