The survey reveals surprising gaps in financial knowledge and the reasons why so many delay tackling their financial goals.

A 401 (k) is the most popular retirement account (by far) and is often synonymous with retirement savings, but I personally ...

often at higher interest rates than a 401(k) loan. If you have a $10,000 balance on a credit card with a 23% interest rate, you are much better served trying to pay this money down before ...

The average 401 (k) balance was $134,128 in 2024, according to Vanguard's "How America Saves" report. However, the median balance -- a better representation of what the typical American has -- is just ...

That old adage, ‘Retire without debt,’ may be going the way of the electric typewriter. Nearly every retirement-age American has debt.

at which point it is taxed at a lower rate. If you are self-employed, you can also set up a Solo 401(k). Interest, on the other hand, is the costs of borrowing money. It applies to financing a car ...