Some life insurance policies will pay back the premiums you pay into them. We tell you how return of premium works and understand whether it is for you.

Cashing out part or all of your life insurance policy can provide a financial lifeline in a time of need. Know the costs and benefits.

The best whole life insurance policy comes with added benefits. Our guide compares plans for all, from first-time buyers to term life policy converts.

Only spouse, children and parents qualify as beneficial nominees in a life insurance policy as per Insurance Regulatory and Development Authority (IRDAI) rules. This stems from the principle of insurable interest,

Permanent life insurance is a commitment, but it offers stability and flexibility, ensuring your family has long-term financial protection while giving you access to funds if you need them down the road. It’s a policy built for both security and financial freedom, just be prepared to give it time to fully grow.

Purchasing life insurance while pregnant can introduce some wrinkles into the application process. We explain what they are and how to avoid them.

The IRDAI had asked life insurance companies to ensure that existing endowment policies comply with the new norms by September 30. So, all products sold to customers from October 1 will have to offer special the surrender value right from year one.

Policyholders exiting traditional life insurance get more money back starting October 1, 2024. Irdai has asked the insurance companies to offer a higher special surrender value (SSV) for traditional endowment policies from October 1,