When you owe a lot and are trying to improve your finances, you need a way to make extra payments strategically.

Learn how to consolidate student loans step by step and decide if it's the right move for your financial situation.

Married student loan borrowers on income-driven repayment (IDRs) appeared to no longer have to worry about the possibility of ...

student loans, car loans and other consumer debt. The best debt consolidation loans can make your debt repayment experience more straightforward by combining your existing debts into one ...

Look into refinancing -- with caution. Refinancing your federal loans with a private lender might land you a lower interest rate or lower monthly payment, but it'll also eliminate any potential for ...

Three lawmakers recently proposed slashing student loan interest to 2%. Could this game-changing bill save you thousands?

Student loan wage garnishment looms for 10 million borrowers. Here's how to appeal student loan wage garnishment or stop it.

One way to simplify this is through debt consolidation, combining all your existing debts into a single loan. This not only streamlines your repayments but may also offer lower interest rates and ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught ...