Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

Although saving and investing for retirement looks different for everyone, the end goal is typically the same for most people ...

Converting a 401(k) to a Roth IRA can potentially provide valuable long-term benefits, but it also triggers a tax bill that you’ll need to plan for. While the taxes on a Roth conversion can’t be ...

The Investment Company Institute shared that roughly 70 million working Americans were participating in 401(k) plans in ...

A 401(k) plan allows individuals to save for retirement with tax advantages and employer matches they forego when saving solely through stock-picking.

Whether you open an IRA or a Roth ... 401(k) employer match is free money. On the other hand, if you have decades until you retire, your portfolio might consist of investments geared towards ...

You and your spouse have a 401(k) with $1.6 million ... tax-deferred growth. For example, say that you pay an effective tax rate of 20%. With a Roth IRA, you’d have to earn $1.20 for every ...

Roth IRAs allow for tax-free withdrawals in retirement. The only investments you can make in a 401(k) are those your plan provides, which can be limiting. Roth IRAs have early withdrawal ...

This means you'll pay taxes on both the original contributions and any growth. On the other hand, contributions to a Roth 401(k) are made with ... Let’s take an example of how paying taxes ...

Converting a 401(k) to a Roth IRA can potentially provide ... taxes through decades of future tax-free growth. Do you need help with a Roth conversion or other retirement planning questions?