New borrowers with less-than-perfect credit may qualify for a personal loan through Prosper. Prosper does not originate loans itself, but instead buys loans originated by Utah-based WebBank.

Lars Peterson joined Investopedia in 2023 as a senior editor of financial product reviews with a focus on personal loans, credit cards, mortgages, and other financial products and services.

However, our opinions are our own. See how we rate personal loans to write unbiased product reviews. Business Insider's personal finance experts compared U.S. Bank to the providers of the best ...