Each spring brings about the possibility of flooding in Iowa. Damage caused by flooding is often a standard exclusion in homeowner, renter, and property insurance policies. In most flood-prone areas, ...

Private flood insurance is an alternative to the government-backed National Flood Insurance Program (NFIP). A private flood insurance policy can be a better deal than an NFIP policy because it can ...

Some private insurers offer flood coverage, and the Federal Emergency Management Agency (FEMA) administers the National Flood Insurance Program (NFIP) to ensure affordable access to flood ...