Some private insurers offer flood coverage, and the Federal Emergency Management Agency (FEMA) administers the National Flood Insurance Program (NFIP) to ensure affordable access to flood ...

While this wouldn’t be the first time the NFIP has lapsed, allowing the program to expire could leave homeowners, business owners and renters without accessible flood coverage — especially ...

This leaves just an average of 3.3% of households across the U.S. with NFIP coverage, according to the latest ValuePenguin study. Here’s a closer look. Between November 2023 and November 2024, the ...

To secure coverage through the NFIP, homeowners can either contact participating flood insurance companies directly or use the NFIP's online quoting tool to find coverage. Homeowners can buy ...