Then, it granted the Federal Housing Administration, Department of Veterans Affairs and U.S. Department of Agriculture’s ...

to find your debt-to-income ratio (DTI). Your maximum allowable DTI depends on the loan program and lender, but generally, the lower your ratio is, the more easily you can qualify for a mortgage.

Some government-backed loans set a maximum front-end DTI in addition to a maximum back-end DTI. Generally, when people refer to DTI, they're talking about the back-end ratio. This includes all ...

So, if you spend $500 a month on credit card and auto loan payments and your monthly pre-tax income is $2,000, your DTI is 25%. On a conventional mortgage, the maximum DTI you can have varies ...

The maximum DTI for Home Possible loans underwritten manually (by humans) is 45%. However, most loans are underwritten by automated systems. In that case, the software bases your maximum DTI on ...