So, if you spend $500 a month on credit card and auto loan payments and your monthly pre-tax income is $2,000, your DTI is 25%. On a conventional mortgage, the maximum DTI you can have varies ...

The maximum DTI for Home Possible loans underwritten manually (by humans) is 45%. However, most loans are underwritten by automated systems. In that case, the software bases your maximum DTI on ...

a minimum down payment of 3.5% and a maximum DTI ratio of around 50%. Borrowers with credit scores as low as 500 may qualify ...