In college, Sokunbi applied for her first credit card and subsequently maxed out the $2,000 limit without taking into consideration its high 24.99% interest rate until she later paid the price.

And, many cardholders are also facing issues with maxed-out credit cards — another sign that borrowers are grappling with financial difficulties in today's economic climate. That makes sense ...

With one-third of respondents relying on credit cards to cover basic expenses - many having maxed out their limits FORT LAUDERDALE, FL / ACCESS Newswire / March 31, 2025 / As policymakers push forward ...

You can avoid the embarrassment of a declined card by opting in for over-limit protection, which allows you to go over your credit card limit. However, having over-limit protection on your credit ...

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% ...