And when she wants a dressier look, Mbagwu reaches for the 14-karat-gold-filled July studs, which feature a fixed gold ring with a gold bead. She loves how the light hits them in a dramatic way.

Boasting over 39,300 5-star ratings, this set includes five different sized studs and comes in a number of gold and silver tones. Who doesn't love Kendra Scott jewelry? This best-selling necklace ...