Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a ...

Additionally, IUL policies offer flexibility in premium payments and death benefit amounts. Annuity: Annuity products are designed to provide a steady income stream, primarily used for retirement ...

This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL) policies and how they work.

Also, there are significant tax advantages. The policy’s cash value grows tax-deferred, and policyholders can access funds through tax-free withdrawals or loans. So it’s no surprise that IULs are ...

This is part two of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one was What Is Indexed Universal Life Insurance and How Does It Work?

While IUL policies can be used to fund education (though this isn't their primary or intended purpose) they also offer the flexibility to address other financial needs, such as retirement or ...