among other things), and you get "free money." As such, it's usually taxable as interest. NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value.

These offers can allow you to more rewards than you'd typically earn on a purchase or take advantage of new money-saving perks. With thousands of credit cards available, it can be hard to keep ...

According to data from TransUnion, Americans' average credit card balance was at $6,380, an annual increase of 4.8% in the ...

Choncé is a personal finance freelance writer who enjoys writing about credit cards, business loans, debt management, and helping people achieve financial wellness. Having a background in ...

A credit card allows you borrow money from a bank under the agreement ... which lets you to pay off your balance interest free within a minimum of 21 days from the end of a billing cycle.