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Libby Sweeney is a former credit cards editor for Forbes Advisor. Her previous experience writing and editing content for readers to better understand includes both the world of sports and data ...

The main difference is that people with good credit have access to lower interest rates and better refinancing options making debt consolidation easier. In contrast, those with bad credit must rely ...

What happens to your credit card debt when you go to jail? You’re generally still responsible for making debt payments if you ...

Key Points Dave Ramsey said to follow the debt snowball method when paying off debt. This method involves paying off your lowest-balance debt first to score quick wins.