Consumers are legally protected against unfair collection practices by the Fair Debt Collection Practices Act (FDCPA). The FDCPA specifically regulates third-party debt collectors (those who ...

Read guidance, analysis, and updates on the myriad issues arising from the global response to the COVID-19 pandemic. Updated hourly every day, the insights published here are written by leading ...

Tariffs and interest rates are among the things that can affect how much debt you take on, and how expensive it will be to repay.

The Legal Threats to Credit Scores A credit score should reflect financial responsibility, yet errors and deceptive practices often lead to lasting damage. Many consumers unknowingly suffer from ...

An experienced attorney can take several actions on your behalf, such as sending a more forceful cease-and-desist letter, ...

In 2023, the Consumer Financial Protection Bureau ordered PRA, labeled a "repeat offender," to pay more than $24 million, in part, for illegal debt collection practices. CFPB noted the "debt ...

yet errors and deceptive practices often lead to lasting damage. Many consumers unknowingly suffer from unfair reporting and inaccurate debt collection, with lenders and credit bureaus frequently ...