Check out this guide that helps you understand credit card APRs and how they work. It also shows you how to avoid high ...

The Federal Reserve's prime rate affects the interest you pay on your credit card. Learn more about the prime interest rate for credit cards in this guide.

A political odd couple is joining forces to lower credit card interest rates. Sen. Bernie Sanders (I-Vt.) and Sen. Josh ...

Typically, however, credit cardholders' interest rates are above the prime rate. "Most credit card ... During the introductory 0% APR period, you can pay down your debt without paying costly ...

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

Interest rates are a key feature of many credit cards and play a big part in the potential fees you may be charged for carrying a balance. If you already carry a balance on your credit card, you ...

Average auto loan interest rates can provide an idea of what APR to expect for your auto loan. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Most APRs are tied to the prime rate, which moves in lockstep with the federal funds rate. Credit card issuers calculate your APR by adding a margin to the prime rate. Understanding this mechanism ...

The APR assigned when opening a credit card is determined by an applicant’s credit score or credit report and by the U.S. Prime Rate. The Prime Rate is a figure used by major financial ...

Most credit cards come with a variable APR, which means your APR will fluctuate whenever the prime rate increases or decreases in connection with the Fed’s target level of the federal funds rate.