Under a nonprosecution agreement the company is to pay a $77.6 million fine and forfeit $60.7 million for the revenue that could have been owed from its Payroll Rewards and Premium Wire programs.

American Express has agreed to pay more than $138 million to resolve a wire fraud investigation related to its sales and marketing practices.

The American Express settlement follows recent agreements by Mastercard and Block to settle claims from prosecutors or regulators.