The Bank of England voted to drop its base rate to 5% in August, but lenders are now offering fixed rate deals for far less (the cheapest coming in at under 4% for five or two yea

Martin Lewis has suggested everyone should consider switching their bank account to make the most of improved rates at other banks.

Money Saving Expert Martin Lewis has urged everyone to consider where they keep their cash and potentially think about switching banks ahead of an expected interest rates cut next month

The money-saving guru has encouraged Brits to ensure they are getting the right bank account, as easy-access rates change up and down the country

The Money Saving Expert is urging Brits to act now and check their savings accounts as easy-access rates change up and down the country

An expert has shared details on two current banking deals that could see you pocket a free £150 and £175 for switching. Money Saving Expert (MSE), the website founded by Martin Lewis, explained how to get the free cash before Christmas.

You could top-up your budget for Christmas this year with a sizeable sum of money simply by switching bank accounts.