Cashing out part or all of your life insurance policy can provide a financial lifeline in a time of need. Know the costs and benefits.

Purchasing life insurance while pregnant can introduce some wrinkles into the application process. We explain what they are and how to avoid them.

It is only possible to take out life insurance on someone else if: There is some relationship between you, such as a business partner, spouse or parent. The person being insured consents to a life insurance policy being taken out on them.

Only spouse, children and parents qualify as beneficial nominees in a life insurance policy as per Insurance Regulatory and Development Authority (IRDAI) rules. This stems from the principle of insurable interest,

Return of premium term life insurance can help you recoup your premium costs if you outlive your coverage term, but is it worth it?

Permanent life insurance is a commitment, but it offers stability and flexibility, ensuring your family has long-term financial protection while giving you access to funds if you need them down the road. It’s a policy built for both security and financial freedom, just be prepared to give it time to fully grow.